Myth!

Even if your car is in storage or out for maintenance, it’s not safe to cancel your auto insurance. According to MSH Associate Jordan Treece, if a household member has access to the keys and causes an accident, the vehicle owner could face significant liability—even if the driver didn’t have permission. An uninsured vehicle involved in an accident can leave the owner facing substantial financial consequences or even a suspended license.

Before canceling or reducing your coverage, make sure you understand your legal obligations and potential risks. Contact MSH—we’re here to help you make informed decisions.