Real Life Law

Your credit card company announces new benefits. Buried in the announcement is a higher annual fee. Accepting that fee or canceling the card may not be your only choices.

Depending on the notice and agreement, you may be able to reject the increase or switch to a different card. But each choice can affect future use of the account, rewards, authorized users, and recurring charges. The deadline matters. So does the fine print.

If you are an Ohio LegalShield member, contact MSH promptly with the notice and card agreement. We can help identify what changed and what each choice may mean. Sometimes what looks like a benefits announcement is really a change to your contract. That is Real Life Law. We’re here to help.